Selecting and buying one of the New York luxury condominiums, whether it’s located in a Manhattan condo building or a Jersey City building overlooking the Hudson River, can take up to a year.
Mortgage pre-approval
This should only take between 1 – 3 days. Most NYC condos require a
deposit of at least 10% and it’s best to prepare your budget early on in the buying process. This includes the down payment, monthly maintenance payments to the Homeowners’ Association, real estate tax, a mortgage, utilities and repairs.
Get a Pre-Qualification Letter from your bank or broker, to show the owners of NYC condos for sale that you have finance available. Now is also the best time to hire a real estate attorney experienced in NYC condos. A good attorney will know how to haggle with the owners of New York luxury condominiums, oversee the writing up of a contract and generally protect your financial interests.
Selecting your home.
This can take anything from a couple of weeks up to several months and the average buyer looks at more than sixteen condos before finding the one she wants to purchase. Although you may be looking primarily at Manhattan condos for sale, be flexible because the recently built New York City apartments are offering the same high level services and amenities.
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